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Get ready to experience Dubai’s finest properties with us before you buy. Reserve any property with us and get a FREE viewing trip to Dubai including a 5 star hotel stay. Real estate boom has just began in Dubai’s property market, breaking all records in 2021. If you are interested, we have more than 10,000 Dubai properties to choose from.

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WHY SHOULD YOU INVEST IN PROPERTY?

Investment in property has always been a significant way for an investor to make some serious money. The main benefits of property is that income can come passively generated through buy-to-let schemes and of course the value of property would appreciate over time. 

A good investment opportunity can be difficult to come by but our consultants at ONE Investments are on hand to offer you some of the best homes and property for sale in major regions in the UK and overseas.

WHY BUY DUBAI PROPERTY?


Dubai property on offer

So you are looking for expert advice in buying Dubai properties?AX Property  is a top established agency for property in Dubai with the best selection of luxury homes, apartments & villas for sale within most attractive and profitable locations.

As a knowledgeable and effective team, AX Property will be with you every step in the purchase of Dubai properties, helping you understand legalities and fee structures. We offer bespoke services to support your purchase decision from our wide portfolio of Dubai properties for sale.

With over five years experience within the Dubai property market, AX Property can help you make an informed purchase choice and get you on the way to a new lifestyle in this vibrant and exotic city!

How to get Mortgages in Dubai?

Residential

Dubai residential can get up to 80% mortgage 

Non Residential

Non Residential can get 50% to 60% mortgage

Home loans are relatively easy for UAE nationals, expat residents and non-resident foreign investors to secure in Dubai. Banks primarily require a valid ID and proof of income, which can be from a salary, self-employed income or assets.

Can foreigners get a mortgage in Dubai? Yes, both expatriate residents and non-resident investors can obtain a mortgage to finance their property purchases in Dubai.

How much can you borrow for a UAE mortgage? Expats taking out a residential loan will need a deposit of at least 25% if they are buying a property worth up to AED 5 million. More expensive homes will require a deposit of at least 35%

  1. A copy of your visa and passport.
  2. A copy of your Emirates ID.
  3. A salary certificate for proof of employment.
  4. Proof of residence (copy of tenancy contract or DEWA bill)
  5. Pay slips and bank statements for the past six months.
  6. The latest statements of your credit cards.

Down payment requirements in the UAE

The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs

Because of the lack of restrictions, buying property in Dubai is a pretty straightforward process. Many Dubai properties are bought as freehold but leasehold properties also allow you to own the property for anywhere between 30 and 99 years

Yes, foreigners are allowed to buy property in Dubai, United Arab Emirates (UAE). In 2002, the Dubai government issued a law that allowed foreigners to buy freehold property in designated areas known as freehold zones. These zones are specifically designated for foreign ownership and include popular areas like Dubai Marina, Downtown Dubai, Jumeirah Lakes Towers (JLT), and Palm Jumeirah, among others.

eciding whether Dubai property is worth buying depends on various factors, including personal circumstances, investment goals, market conditions, and long-term plans. Here are some key points to consider:

1. Market Dynamics: Dubai's property market has experienced periods of growth and stability over the years. It's important to research and analyze the current market conditions, trends, and forecasts. Factors such as supply and demand, economic indicators, government initiatives, and infrastructure development can influence the market's attractiveness.

2. Location: Dubai offers a wide range of property options in different areas, each with its own advantages and potential for growth. Popular locations with high demand and potential for capital appreciation include areas like Dubai Marina, Downtown Dubai, Palm Jumeirah, Jumeirah Beach Residence (JBR), and Emirates Hills. Researching and selecting the right location is crucial for maximizing investment returns.

3. Return on Investment: Consider the potential return on investment (ROI) through rental income and capital appreciation. Dubai's rental market can be competitive, and rental yields vary depending on factors such as location, property type, and market conditions. Assessing rental demand, vacancy rates, and potential rental income can help evaluate the ROI.

4. Affordability and Financing: Evaluate your financial situation and assess whether buying property in Dubai aligns with your budget and affordability. Determine the financing options available to you, as mortgage requirements and interest rates can vary. It's advisable to consult with financial advisors or banks to understand the financing options and associated costs.

5. Legal Considerations: Familiarize yourself with Dubai's property laws, regulations, and ownership rights for foreigners. Ensure you understand the legal processes, fees, and any restrictions that may apply.

6. Long-term Plans: Consider your long-term plans for the property. Are you purchasing for personal use, rental income, or potential resale? Assess how the property fits into your overall investment strategy and goals.


While property prices in Dubai have experienced fluctuations over the years, it's important to note that the perception of "cheapness" is relative and can vary depending on individual perspectives. However, there are several factors that have contributed to the perception of relatively affordable property prices in Dubai:

1. Oversupply: Dubai experienced a construction boom in the early 2000s, leading to an oversupply of properties in the market. This oversupply, combined with the global financial crisis in 2008, resulted in a temporary decline in property prices. The market has since stabilized, but the increased supply has kept prices relatively competitive.

2. Market Corrections: Dubai's property market has undergone corrections in response to market dynamics and government regulations. These corrections have helped align property prices with demand and market conditions, making it more affordable for potential buyers.

3. Off-Plan Properties: Off-plan properties, which are properties that are still under construction or development, are often priced attractively to entice buyers during the early stages. This pricing strategy can make property more affordable for investors or buyers willing to commit to properties before their completion.

4. Economic Factors: Economic factors such as global market conditions, regional geopolitical factors, and oil price fluctuations can influence property prices. Dubai's economy is diversified beyond oil, with sectors such as tourism, finance, and real estate playing significant roles. Economic factors can impact property prices, making them more affordable during certain periods.

5. Government Initiatives: The Dubai government has implemented various initiatives to promote affordable housing and regulate the property market. These initiatives include regulations on property financing, rent caps, and affordable housing projects. Such measures can contribute to making property more accessible and affordable for buyers.

Yes, if you buy a house in Dubai, you are allowed to live in it. Dubai offers various types of residential properties, including villas, townhouses, and apartments, where you can reside as a homeowner.

As a homeowner, you can live in your purchased property in Dubai or choose to rent it out for investment purposes. The choice is yours, and you have the freedom to occupy or lease the property as per your preference and needs.

However, it's important to be aware of the visa and residency requirements in Dubai. Owning a property does not automatically grant you residency in Dubai. To reside in Dubai on a long-term basis, you would need to obtain the appropriate residency visa based on the purpose of your stay, such as employment, business, or retirement.

If you are purchasing a property for investment purposes and not planning to reside in Dubai, you can still benefit from potential rental income by leasing out the property to tenants.

It's advisable to consult with a qualified legal advisor or seek guidance from the Dubai Land Department or relevant government authorities to understand the specific requirements, procedures, and legal obligations associated with residing in Dubai as a property owner.

Yes, UK citizens, like citizens of other countries, can own property in Dubai, United Arab Emirates (UAE). The Dubai government allows foreigners to purchase freehold property in designated areas known as freehold zones. These zones are open to foreign ownership, and UK citizens can buy residential or commercial properties in these areas on a freehold ownership basis.

To buy a property in Dubai as a UK citizen, you would need to follow the legal procedures, including completing the necessary documentation, obtaining the required approvals, and adhering to the regulations set by the Dubai Land Department. It's important to engage a qualified real estate agent or legal advisor who specializes in Dubai property laws and regulations to guide you through the process and ensure compliance.

Additionally, while owning a property in Dubai does not automatically grant you residency, as a UK citizen, you may be eligible to apply for a residency visa based on criteria such as employment, business ownership, or retirement if you intend to live in Dubai.

It's essential to consult with relevant authorities, such as the Dubai Land Department or the General Directorate of Residency and Foreigners Affairs, to understand the specific requirements and procedures for property ownership and residency in Dubai as a UK citizen.

Yes, British citizens can own property in Dubai, United Arab Emirates (UAE). The Dubai government allows foreigners, including British citizens, to purchase freehold property in designated areas known as freehold zones. These zones are open to foreign ownership, and British citizens can buy residential or commercial properties in these areas on a freehold ownership basis.

To buy a property in Dubai as a British citizen, you would need to follow the legal procedures, including completing the necessary documentation, obtaining the required approvals, and adhering to the regulations set by the Dubai Land Department. It's important to engage a qualified real estate agent or legal advisor who specializes in Dubai property laws and regulations to guide you through the process and ensure compliance.

Additionally, while owning a property in Dubai does not automatically grant you residency, as a British citizen, you may be eligible to apply for a residency visa based on criteria such as employment, business ownership, or retirement if you intend to live in Dubai.

It's essential to consult with relevant authorities, such as the Dubai Land Department or the General Directorate of Residency and Foreigners Affairs, to understand the specific requirements and procedures for property ownership and residency in Dubai as a British citizen.

The basic salary in Dubai can vary significantly depending on factors such as the industry, job position, qualifications, and experience level. The United Arab Emirates (UAE) does not have a fixed minimum wage policy that applies to all sectors or occupations. Instead, minimum wage regulations are determined at the emirate level, and in Dubai, there is no specific minimum wage set by the government.

In Dubai, properties are often sold on a long-term leasehold basis, typically for a period of 99 years. After the expiration of the 99-year lease, the ownership and rights to the property revert to the freehold owner or the relevant authorities, depending on the terms and conditions outlined in the lease agreement.

It's important to note that the specific provisions and outcomes after the expiration of a lease may vary depending on the individual lease agreement and any subsequent regulations or laws that may be in place at that time. It is advisable to carefully review the terms and conditions of the lease agreement before entering into any property transaction.

In some cases, leasehold properties in Dubai may offer options for renewal or extension of the lease. The terms for renewal, if available, are typically outlined in the lease agreement. Renewal options may be subject to negotiation, fees, and other conditions.

In Dubai, properties are often sold on a long-term leasehold basis, typically for a period of 99 years. After the expiration of the 99-year lease, the ownership and rights to the property revert to the freehold owner or the relevant authorities, depending on the terms and conditions outlined in the lease agreement.

It's important to note that the specific provisions and outcomes after the expiration of a lease may vary depending on the individual lease agreement and any subsequent regulations or laws that may be in place at that time. It is advisable to carefully review the terms and conditions of the lease agreement before entering into any property transaction.

In some cases, leasehold properties in Dubai may offer options for renewal or extension of the lease. The terms for renewal, if available, are typically outlined in the lease agreement. Renewal options may be subject to negotiation, fees, and other conditions.

The cost of flats (apartments) in Dubai can vary significantly depending on several factors such as location, size, quality, amenities, and the current state of the real estate market. Prices can also vary based on whether the property is in a freehold zone, which allows for foreign ownership.

As of my knowledge cutoff in September 2021, here are some approximate price ranges for flats in popular areas of Dubai:

1. Studio Apartments: Prices can range from AED 300,000 to AED 1 million or more, depending on the location, size, and quality of the development.

2. 1-Bedroom Apartments: Prices typically start from around AED 500,000 and can go up to several million dirhams, depending on the factors mentioned above.

3. 2-Bedroom Apartments: Prices can range from AED 800,000 to several million dirhams, again depending on location, size, and quality of the property.

4. Luxury Apartments/Penthouses: Luxury apartments and penthouses in prime locations such as Downtown Dubai, Dubai Marina, and Palm Jumeirah can have prices starting in the millions and can go up to tens of millions of dirhams.

It's important to note that these are approximate price ranges and that prices can vary significantly based on the factors mentioned earlier. Additionally, Dubai's real estate market is subject to fluctuations, so it's advisable to conduct thorough research, consult with real estate agents, and stay updated with the current market conditions for accurate pricing information.

Yes, it is possible to own 100% of a property in Dubai, United Arab Emirates (UAE), under certain conditions and in specific areas designated as freehold zones. The Dubai government introduced the concept of freehold ownership in 2002, which allows foreign individuals and companies to own properties outright in designated freehold zones.

In these freehold zones, both UAE citizens and foreigners can have full ownership rights, meaning they can own 100% of the property. They can sell, lease, or occupy the property as they wish, without the need for a local sponsor or partner.

Popular freehold zones in Dubai include areas like Dubai Marina, Downtown Dubai, Jumeirah Lakes Towers (JLT), Palm Jumeirah, Emirates Hills, and many more. These zones offer properties where individuals and companies, including foreigners, can own 100% of the property.

It's important to note that outside of the designated freehold zones, ownership regulations may vary, and it may be necessary to have a local sponsor or partner to establish ownership or set up a company in certain sectors.

It's advisable to consult with a qualified real estate agent or legal advisor who specializes in Dubai property laws and regulations to understand the specific requirements, restrictions, and processes associated with owning 100% of a property in Dubai.

Whether it is cheaper to rent or buy property in Dubai depends on various factors, including the specific property, location, market conditions, and individual circumstances. Here are some points to consider:

Renting:

1. Upfront Costs: Renting typically involves lower upfront costs compared to buying. Tenants usually need to pay a security deposit and a few months' rent in advance.

2. Flexibility: Renting provides flexibility, allowing you to change residences easily if needed. This can be beneficial if you have short-term plans or uncertain circumstances.

3. Maintenance Costs: The responsibility for property maintenance and repairs generally lies with the landlord, relieving you of additional expenses.

Buying:

1. Long-Term Investment: Buying property can be a long-term investment that potentially provides capital appreciation and a sense of ownership. If property values increase over time, it may offer financial benefits.

2. Equity Building: As a homeowner, your mortgage payments contribute towards building equity in the property, which can be advantageous in the long run.

3. Stability and Control: Owning a property provides stability and the freedom to personalize and modify the space according to your preferences.

4. Rental Income Potential: If you choose to rent out the property, it can generate rental income, which can help offset mortgage costs or serve as an additional source of revenue.


The Palm Jumeirah is an iconic man-made island development in Dubai, known for its luxurious residential and hotel properties. The cost of properties on the Palm Jumeirah can vary widely depending on several factors, such as location, size, type of property, view, quality, and the specific development or project.

As of my knowledge cutoff in September 2021, here are some approximate price ranges for properties on the Palm Jumeirah:

1. Apartments: Prices for apartments on the Palm Jumeirah typically start from around AED 1 million for a studio or smaller unit and can go up to several million dirhams for larger, high-end units in premium developments.

2. Villas: Prices for villas on the Palm Jumeirah can range from AED 5 million to tens of millions of dirhams, depending on the size, location, and quality of the property. Signature villas, which are larger and located on the fronds (branches) of the Palm, tend to command higher prices.

Living on the Palm Jumeirah in Dubai is generally considered to be luxurious and comes with a higher cost of living compared to other areas of the city. Here are some factors that contribute to the relatively higher expenses associated with living on the Palm:

1. Property Prices: Properties on the Palm Jumeirah tend to be high-end and luxurious, commanding premium prices. Whether you choose to buy or rent, the cost of housing on the Palm is generally higher compared to other residential areas in Dubai.

2. Lifestyle and Amenities: The Palm Jumeirah offers a luxurious lifestyle with world-class amenities such as private beach access, upscale restaurants, beach clubs, spas, and high-end shopping outlets. These amenities often come at a higher price point.

3. Maintenance Fees: If you own a property on the Palm Jumeirah, you will likely have to pay maintenance fees for the upkeep of communal areas, facilities, and services within the development. These fees can be relatively higher due to the luxurious nature of the properties and the associated maintenance costs.

4. Cost of Dining and Entertainment: The Palm Jumeirah is home to many fine dining restaurants, luxury hotels, and entertainment venues. The cost of dining out and enjoying leisure activities on the Palm can be higher compared to other areas of Dubai.

The cost of apartments on the Palm Jumeirah in Dubai can vary widely depending on factors such as the specific development, location, size, view, quality, and market conditions. As of my knowledge cutoff in September 2021, here are approximate price ranges for apartments on the Palm Jumeirah:

1. Studio Apartments: Prices for studio apartments on the Palm Jumeirah typically start from around AED 1 million and can go up to several million dirhams, depending on the development, size, and quality of the unit.

2. 1-Bedroom Apartments: Prices for 1-bedroom apartments on the Palm Jumeirah generally range from AED 1.5 million to several million dirhams, depending on factors such as location, size, and amenities.

3. 2-Bedroom Apartments: Prices for 2-bedroom apartments on the Palm Jumeirah can start from around AED 2 million and can go up to several million dirhams or more, depending on various factors.

4. Luxury Apartments/Penthouses: Luxury apartments and penthouses on the Palm Jumeirah can have higher price tags, often starting in the multimillion-dirham range and going up to tens of millions of dirhams, depending on size, view, and exclusivity.